Killarney

By John Healy of Healy Insurances
<h3>Happy New Year. A fresh start and a clean slate afford us the opportunity to prepare for the year ahead.</h3>
Here are some tips and hints to save you money and time this year on your insurance costs.
 &#42; Get your breakdown recovery number now and input it in your phone. &#42; Diary your insurance renewal dates so you have time to get quotes or if you wish contact a broker (like us!) and we can diary for you and contact you before your renewal date. &#42; Ensure your vehicle is taxed and has completed an NCT at least two months before your renewal date as some insurance markets won&#8217;t quote without confirmation. &#42; Pay your insurance in one payment if you can. Monthly repayments can add up to 8% &#42; Your home insurance may have free emergency call out cover. Find out and input the number in your phone. &#42; Install a monitored intruder alarm in your home. Many insurers will give discounts of up to 15% and you will have added peace of mind. &#42; Install smoke detectors in your home. Again, a lot of insurers give a discount or quote better rates at renewal with multiple working alarms.
 If you are a business owner, review your health and safety statement and update it this January. This document could be vital in a personal injury situation.
 If you are shopping around to get quotes, make sure to pick up the phone and discuss your needs with a real person who understands insurance.

Money and time saving tips for the New Year

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